Who We Are

Company Overview

Bharatiya Fincom Pvt. Ltd. (formerly Utkal Holdings Pvt. Ltd.) was established on March 23, 1983, and is registered in Odisha under the Registrar of Companies (ROC) in Cuttack. The company has a regional office in Mumbai and operates across various regions. As an RBI-registered Non-Banking Financial Company (NBFC) under section 45IA of the RBI Act, 1934, Bharatiya Fincom follows strict regulations to ensure safe and reliable financial services. Over the years, it has become a trusted name in the financial sector, offering a range of financial solutions to meet diverse needs.

Chairmen & Managing Director

Vinod Singh

Vinod Singh is a highly accomplished individual in retail banking, currently serving as the Chairman and Managing Director of Bharatiya Fincom Pvt Ltd. With over more than 25 years of experience in the retail banking business, Vinod brings a wealth of knowledge and expertise to his role. Throughout his career, Vinod has gained extensive experience in various areas of retail banking, including lending, credit analysis, risk management, cooperative sector and loan recovery. His deep understanding of these facets of the industry has allowed him to successfully navigate the challenges and complexities associated with managing a financial institution.

One of Vinod's notable strengths lies in his management skills and exemplary track record in loan recovery. With his vast experience in this area, he has developed effective strategies and techniques to minimize default rates and maximize recovery rates.

Director Marketing & New Product

Mrs. Shraddha Singh

Mrs. Shraddha Singh is an accomplished professional with a diverse skill set in business marketing and new loan product design currently serving as the Director of Marketing and new loan product design at Bharatiya Fincom Pvt Ltd. With a graduate degree and over 18 years of experience in the finance sector, she brings a wealth of expertise to her role. Shraddha has a strong background in marketing and understands the intricacies of promoting financial products and services in the competitive landscape. Her deep experience in this field allows her to develop and execute effective marketing strategies that drive business growth and customer engagement. With her keen understanding of market trends and consumer behaviour, Shraddha has successfully positioned Bharatiya Fincom Pvt Ltd as a key player in the industry.

As the Director of Marketing and new products Shraddha plays a crucial role in driving the growth and success of Bharatiya Fincom Pvt Ltd.

Elite Team Members

Our Team

ct_bg_image
have question: +91 86554 63220

Get Started on Your Financial Journey Today!

Enquire Now

About

Bharatiya Fincom Pvt. Ltd. (formerly Utkal Holdings Pvt. Ltd.) was established on March 23, 1983. We follow strict regulations to ensure safe and reliable financial services.

Contact Info

© Copyright 2025 by Bharatiya Fincom Pvt. Ltd.

Enquire Now